Investing in gold has always been attractive to investors, largely due to its historical ability to maintain value even during times of significant inflation. However, gold offers more than just a hedge against inflation; it serves as a tangible asset, providing investors with a sense of security unmatched by most other assets.
That’s a significant reason why many investors are contemplating incorporating gold into their investment portfolios. However, the avenues for gold investment assets go beyond physical forms like bars and coins. They encompass alternatives such as exchange-traded funds (ETFs) and gold mining stocks, along with gold-related retirement options such as gold IRAs.
If you’re exploring the option of a gold investment, you may be curious about how to distinguish the best gold IRA investment companies. To assist you, we’ve conducted thorough research on several gold investment providers and have curated a list below featuring top gold companies across different categories.
Best gold investment companies
Currently, these are among the top gold investment companies.
- Augusta Precious Metal: Best Overall
- American Hartford Gold: Highest-rated by customers
- Goldco: Top-ranked
- Birch Gold Group: Ideal for minimal fees
- Oxford Gold Group: Ideal for beginners
- Lear Capital: Top choice for customer support
Augusta Precious Metals: Best Overall
Don’t let inflation steal your retirement dreams! Diversifying your portfolio with precious metals like gold and silver can act as a shield against rising prices and market volatility, keeping your nest egg safe.
Thinking of adding gold and silver to your retirement plan? Augusta Precious Metals, a top-rated gold IRA company, has helped countless investors diversify with physical gold and silver. Get a
Since 2012, Augusta Precious Metals, led by CEO Isaac Nuriani, has become a top choice for gold and silver IRA investments. Based in Casper, Wyoming, they boast an A+ rating and zero complaints with the Better Business Bureau. Their focus? Helping investors diversify their retirement portfolios with physical precious metals, solidifying their position as a leader in the gold IRA market for over a decade.
Augusta Precious Metals Gold IRA Pros and Cons
Let’s review the pros and cons of Augusta Precious Metals gold IRA:
Pros
- Best for ethics & customer experience
- A+ BBB rating and AAA at BCA
- No complaints filed from customers
- Money Magazine “Best Overall” Gold IRA Company
- Investopedia: “Most Transparent Pricing”
- FREE GOLD coin with new accounts
- ZERO setup fees up to 10 years
- Highest Buyback Guarantee
- 100% 7-Day Money-Back Guarantee
- YOU choose your gold & silver
- Account lifetime service
Cons
- $50,000 order minimum
- Hard to find information about fees online
Augusta Precious Metals Gold IRA Promotional Offers
Augusta Precious Metals offers introductory deals available for new customers.
ZERO setup , custodian & storage fees for up to 10 years. Everyone qualifies.- The company arranges personalized educational web sessions with Devlyn Steele, a Harvard-trained economist.
- FREE GOLD coin with new accounts
American Hartford Gold: Highest-rated by customers
For a gold investment company with exceptional reviews and ratings, consider American Hartford Gold. The company holds an A+ rating with the BBB and boasts a 4.9 rating from over 1,200 reviews on Trustpilot (as of February 2024). Additionally, you’ll discover over 500 reviews and a 4.9 rating on Google.
What’s noteworthy about American Hartford Gold’s customer reviews is their consistent responsiveness to nearly every review on all platforms, regardless of whether the feedback is positive or negative. This commitment to prioritizing customer concerns may be a contributing factor to the multitude of positive reviews they receive.
American Hartford Gold’s website provides valuable resources to aid investors, including pricing charts for precious metals and updates on industry news.
Why American Hartford Gold?
- American Hartford Gold has been ranked as the #1 gold company by the prestigious Inc. 5000 list of America’s fastest-growing private companies.
- An A+ rating with the Better Business Bureau and has a 5-star customer satisfaction rating on multiple review platforms like Trustpilot and Google.
- American Hartford Gold is the only precious metals company trusted and recommended by Bill O’Reilly, longtime Fox News television host and political commentator. Furthermore, “America’s Mayor” and Donald Trump’s former lawyer, Rudy Giuliani, is also a client and sponsor of American Hartford Gold.
- We continue to establish ourselves as the industry leader among precious metals investors by delivering almost $1.5 billion in Gold and Silver.
- American Hartford Gold offers a buyback commitment, and free shipping & insurance to clients.
American Hartford Gold Company Overview
American Hartford Gold is dedicated to helping individuals and families invest in precious metals. This includes Gold, Silver and Platinum in both bars and coins. American Hartford Gold provides both physical delivery to one’s doorstep or inside of a retirement account like an IRA, 401K or TSP. American Hartford Gold helps clients achieve greater security for their future by adding “safe haven” assets to their portfolio. Investors receive only the highest quality gold and silver coins, offered at competitive prices with 100% customer satisfaction guaranteed.
Pros
- Only firm endorsed by Bill O’Reilly and Rudy Giuliani
- Has an excellent rating on Trustpilot from 1,000+ customers
- A+ rating with the BBB
- Price match guarantee
- Buyback commitment
- Expert precious metals specialists at your service
- Privacy – Your information is never shared with any private or public entity
- 100% FREE IRA Rollover – FREE maintenance storage & insurance for up to 3 years
Cons
- No pricing listed on website
- No international shipping
- Minimum investment requirement of $10,000 for Gold IRA rollovers
Products and Services
- Physical gold and silver in a self-directed precious metals IRA
- IRA-eligible coins and bars
- Gold and silver cash purchases
Minimums
Account minimums are $5,000 for cash (wires or checks) purchases and $10,000 for a retirement account rollover.
IRA Fees
Fees are not charged by American Hartford Gold, but rather from the self directed IRA institution. Typically these fees do not exceed $180 per year. Depending on the order amount, American Hartford Gold can cover all or a certain amount of your fees for you.
Storage Options
With cash deals, clients can choose to get the physical metals delivered to their doorstep. For retirement account rollovers, clients can choose one of many IRS approved depositories across the nation, which American Hartford Gold directly delivers the metals to.
Ongoing Promotions
- Free Silver – Receive up to $10,000 in FREE silver, on qualifying purchases.
- First year IRA fees waived for purchases over 50k.
- Three years of IRA fees waived for purchases over 100k.
- Up to three years of free storage
- Free insured shipping
- No Tax
How to rollover an existing IRA or 401k to a gold IRA?
1. Speak with a specialist
Visit American Hartford Gold website and request your Free Gold IRA Guide. A specialists will reach out and assist you in filling out the necessary paperwork.
2. Fund your account
In as little as 3 days, your new self-directed IRA will have funds transferred from your existing IRA. Usually there is no need to call your current custodian. Once your new IRA has been funded, you can select which precious metals best suit your criteria, whether it be gold, silver or a bit of both.
3. Purchase your gold/silver
Your IRA-eligible precious metals can be securely stored at one of various IRA-approved vaults across the country, including the DDSC in Delaware and various Brinks depository vaults. Multiple locations, call for more details.
Goldco: Top-ranked
Goldco earns our top spot as the best overall gold investment company, thanks to its impressive track record, high ratings, extensive educational resources, and more. The company boasts an A+ rating from the Better Business Bureau (BBB), AAA from Business Consumer Alliance, and an impressive 4.7 rating on Trustpilot (as of February 2024). Additionally, Goldco has received recognition as an Inc 5000 Award recipient for the past six years, highlighting its rapid growth as one of the Fastest Growing Private Companies. In 2022, it was honored as the Company of the Year by the American Business Awards.
Goldco provides both gold and silver investment options, accommodating rollovers from various retirement plans such as 401(k), 403(b), pensions, thrift savings plans, traditional, and Roth IRAs. Your precious metals holdings are securely stored in an IRS-approved depository. Upon reaching age 59 ½, you have the option to receive distributions in the form of physical gold or cash.
Goldco’s website outlines fees for gold IRAs, totaling approximately $180 per year. To begin, a minimum investment of $25,000 is necessary, and typically, you can complete the rollover of funds into your IRA within a span of two weeks.
Birch Gold Group: Ideal for minimal fees
Birch Gold Group stands out for its transparency in listing its setup, annual storage, and management fees, a rarity in the marketplace. According to the company, most investors typically follow the fees below:
Fees: | Amount: |
Account set up fees | $50 |
Management fees | $100 |
Storage and Insurance | $100 |
Wire transfer | $30 |
Unlike many gold investment providers, Birch Gold’s fees are fixed rather than based on a percentage of your account value. This arrangement could be an advantage if you maintain a substantial account balance. Furthermore, Birch Gold offers to cover your first year’s fees if you transfer over $50,000.
Oxford Gold Group: Ideal for beginners
Oxford Gold Group stands out as an exceptional choice for new gold IRA investors, offering a wealth of educational resources tailored to beginners. The company also provides access to real-time gold price data, historical gold performance, annual performance charts, and a table displaying precious metals spot prices.
An account manager from Oxford Gold Group is available to address your inquiries and guide you through the process of opening one of three IRA investment options: a SEP gold IRA, traditional gold IRA, or Roth gold IRA. They can assist you in determining which precious metal is best suited for your gold IRA investment, whether it be gold, silver, platinum, or palladium. Your metals will be securely stored in a climate-controlled depository provided by Delaware Depository Service Company (DDSC) or Brinks Global Services.
As of February 2024, Oxford Gold Group maintains high ratings from both the BBB (A+) and Trustpilot (4.7).
Lear Capital: Top choice for customer support
Customer support includes more than just addressing customer complaints. A crucial aspect of ensuring customer satisfaction involves assisting investors and proactively preventing issues from arising in the first place.
In that respect, Lear Capital takes proactive steps to assist investors by offering excellent investment tools and resources on its website. For instance, the company’s Smart Suite Tools aid investors in estimating the amount of inflation-adjusted money required for retirement. Additionally, you can utilize the Required Minimum Distribution calculator to ascertain the IRS-regulated amount you must withdraw from your gold IRA during retirement.
As of February 2024, Lear Capital has a Trustpilot rating of 4.8, accompanied by 88% five-star reviews.
In Conclusion
Here are our selections for the best gold IRA investment companies. Ultimately, the decision is a personal one. When contemplating opening a gold IRA, the optimal choice will hinge on which company aligns most closely with your individual financial needs and objectives.
Exploring and comparing various gold investment companies can assist you in identifying the one that best fits your needs. Each of the mentioned companies is available to address your inquiries, equipping you with the knowledge necessary for an informed decision. Additionally, it’s advisable to consult with your accountant or financial advisor before making any investment to ensure alignment with your portfolio strategy.